You own your project content. You are responsible for your account and for reviewing generated results. The trial does not require a card. Paid-plan refunds use the unused portion of the amount paid, and a processed refund ends Pro access immediately while preserving data under the published downgrade rules.
1. Stakoa and this agreement
Stakoa is an independent software product operated by an individual developer under the Stakoa name. These terms apply to stakoa.com and to Stakoa features and direct subscriptions offered to you. By using them, you agree to the terms that apply to that use.
You must be legally able to enter this agreement. If you use Stakoa for an organization, you must have authority to do so. These terms do not remove consumer rights or other protections that applicable law does not allow you to waive.
2. Product availability
Availability is shown on the website and in the app. Downloads marked Coming soon are not currently offered for download through this website, and the current site has no checkout. Describing a planned feature does not make it available for immediate use.
Stakoa helps organize project goals, progress, outcomes, repositories and project memory. Generated analysis may be incomplete or inaccurate and needs your review. Stakoa does not decide for you that a task or product is complete.
3. Your account and permitted use
Keep your account information accurate, protect sign-in access and use only devices and third-party accounts you are authorized to connect. You are responsible for activity under your account and for keeping copies of important local work.
You may use Stakoa for lawful personal and commercial projects within your plan’s limits. Do not use it to infringe others’ rights, distribute malicious content, access systems without permission, bypass plan or security controls, or interfere with the service.
4. Free, Pro and the trial
The homepage describes the current Free and Pro plans. Ultra is marked Coming soon. Features and limits for a plan are shown before you choose it.
The published Pro trial lasts 14 days after email verification. No payment card is required. When the trial ends without a paid subscription, the account returns to Free; it does not automatically become a paid subscription merely because the trial was used.
5. Paid subscriptions and third-party costs
When paid subscriptions become available, the purchase flow will identify the price, currency, taxes if applicable, billing period and renewal terms before you confirm. A paid subscription starts only when you expressly complete that purchase. Any recurring payment authorization must be disclosed in that flow.
Analysis uses your own authorized Codex access and allowance. Third-party account charges or usage limits remain governed by that provider. A Stakoa subscription does not transfer ownership of, or replace the terms for, a connected third-party service.
Pro costs $15 per month or $126 per year. All prices are in USD.
6. Cancellation, refunds and Pro access
The Refund & Cancellation Policy is part of these terms. Direct Stakoa Pro subscription refunds are calculated in proportion to unused paid time using the amount actually paid for that billing period.
If you turn off automatic renewal, Pro stays active until the end of your paid billing period. Turning off renewal alone does not issue a refund. If you request a refund, the unused portion of the period is refunded based on the amount actually paid. Once the refund is processed, Pro ends immediately and future renewals stop. Your account returns to Free when Pro ends. Refund eligibility or rights required by applicable law are not reduced by these terms. The current coming-soon website does not yet provide payment or refund-request controls.
7. Content ownership and data after downgrade
You keep ownership of your content. You grant only the permissions needed to process it for the features you choose, such as analysis, sync or an authorized repository upload. You must have the rights needed to provide that content and connect those services.
After a downgrade, existing local content remains viewable, editable and deletable. New items beyond Free limits are paused, cloud sync stops, the cloud copy is kept for 60 days and data export remains available for 30 days. See the data-retention section for details.
8. Third-party services and intellectual property
Codex, GitHub, hosting and payment providers are separate services. Their own terms apply when you use them. Stakoa is an independent product and is not presented as an official product of those providers.
The Stakoa name, website design and software are protected by applicable intellectual-property laws. Your right to use the service does not transfer those rights. Nothing here restricts rights that applicable law gives you in relation to software or your own content.
9. Reliability, suspension and responsibility
Stakoa is provided as available, with reasonable efforts to maintain operation. We cannot promise uninterrupted availability, error-free analysis or compatibility with every third-party change. Review important results and maintain suitable backups.
Access may be restricted where reasonably necessary to address misuse, protect the service, resolve an unpaid subscription or meet legal obligations. Restrictions should be proportionate to the issue. The refund policy and any mandatory consumer remedies continue to apply where relevant.
To the extent permitted by law, Stakoa is not responsible for indirect losses arising from matters outside its reasonable control. Nothing excludes liability or remedies that cannot lawfully be excluded.
10. Changes and applicable rights
We may update these terms as the product develops. The current version will show an updated date. Material changes affecting an existing paid subscription will be brought to users’ attention through an appropriate product or purchase notice.
The mandatory consumer laws that apply to you continue to protect your rights. If a provision cannot be enforced, the remaining provisions continue to apply to the extent lawful.